Skip to main content

Tips for Credit Card Users

Using a credit card can be a wise financial decision if done responsibly. Credit cards can help you build credit, earn rewards, and provide a convenient way to make purchases. However, it's important to use credit cards wisely by:

  1. Paying your balance in full and on time each month to avoid interest charges and late fees.
  2. Keeping your credit utilization low (i.e., not using too much of your available credit).
  3. Only using credit cards for purchases you can afford to pay back.
  4. Monitoring your account regularly for fraudulent activity.

If you are able to follow these guidelines, using a credit card can be a smart way to manage your finances. But always, Cash is King! Debt Freedom is the best.

Comments

Post a Comment

Popular posts from this blog

Create API Service with Lumen 5.2

Useful Tools: 1. APIDOC (Inline Documentation for RESTful web APIs) npm install -g apidoc 2. Project Preparation : Getting Lumen Installer  composer global require "laravel/lumen-installer"  3. Project Initialization lumen new blog that command will install a startup project in folder "blog" with latest Lumen version. As a note, this will require latest PHP version also. If you have old php version installed on your server and don't want to upgrade, you can use older version of lumen for example is version 5.2 which still able to use PHP 5.5x. composer create-project laravel/lumen blog "5.2" Check the latest installation requirements based on Lumen and its version here:  https://lumen.laravel.com/docs/installation  4. Route Use prefix "api" $app->group(['namespace' => "App\Http\Controllers", 'prefix' => 'api'], function($app){     $app->get('/lessons', 'LessonsCon...
Post a Comment
Read more

10 hal untuk resolusi kehidupan

10 hal yang dapat kita lakukan untuk membantu diri kita berada di sebuah pola pikir, yang nantinya bermanfaat sebagai bekal perubahan positif, sebagaimana dikutip dari  CNN.com . 1. Tetapkan tujuan yang lebih kecil dengan langkah-langkah kecil. Langkah-langkah kecil yang bertahap memotivasi orang ke arah perubahan yang lebih besar, kata Susan Nolen-Hoeksema, profesor psikologi di Yale University dan penulis buku The Power of Women. Misalnya, jika Anda ingin menurunkan berat badan, Anda harus mengubah aspek kecil dari pola makan. Tuliskan langkah-langkah yang akan diambil dalam sebuah agenda untuk dijadikan batasan. 2. Bingkai tujuan Anda secara positif. Jika Anda memiliki rencana berhenti melakukan sesuatu, belajarlah berpikir aspek-aspek positif jika tidak melakukannya. 3. Belajar melihat pro dan kontra. Ini dapat membantu Anda untuk memperoleh kejelasan tentang apa yang diinginkan untuk berubah dan mengapa Anda ingin mengubahnya. 4. Mengetahui resolusi teman. Mengetahui...
Post a Comment
Read more

Privacy Policy of Simple Confetti App

Privacy Policy Introduction This Privacy Policy describes how FITRA APPS ("we") collects, uses, and discloses your information in connection with your use of our mobile application, Simple Confetti ("App"). Definitions Personal Information: means any information that can be used to identify an individual, such as name, email address, and phone number. Usage Data: means data collected automatically by the App or third-party services used in connection with the App, such as the type of device you use, usage statistics, and browsing history. Information We Collect We collect the following types of information: Personal Information: We didn't collect your personal information. Usage Data: We didn't use your data for sending crash report or other purpose. Sharing of Personal Information We will not share your Personal Information with third-party service providers who assist us in operating the App and providing the services offered through the App....
Post a Comment
Read more